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Future Plan

Things are getting expensive nowadays. Everything is increasing the cost of food, drink, fuel, in fact the cost for services are also increasing including the hospital bills. I’m afraid if something bad happen to our family members. Of course we don’t want any bad things to happen but it is very important for us to make a backup plan for our future. Some people suggested Blue Advantage, medical card and even insurance. I don’t really know what to choose and what are the benefits of all those health plans. But I guess I’m quite lucky actually because I’m a government servant, the government will pay if I or my own family members were hospitalized. Is this enough for me and my family? Do I need to find another alternative?
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